Terry C.,

[The] SmarTrend Morning Call is substantive and very helpful. I use it to update my charts and future expectations. I live on my IRA (which isn't much), so any help I can get to preserve capital is appreciated... Also, I am very impressed with the style of writing and content of the SmarTrend Market Summary. It is unlike many dull newsletters, which state data only. [The] SmarTrend [Morning Call] is reader friendly and encourages one to continue reading every word.